At Dwinguler, we believe in making parenting easier and more affordable. With the Atome Instalment Plan, you can now enjoy a seamless shopping experience by splitting your purchase into 3 months with 0% interest. This flexible payment option allows you to buy the products you love while managing your budget effectively.

With Atome, you can shop confidently knowing that you’ll receive instant approval for your purchases. Here are the spending limits you can expect:

Debit Card Spending Limit Cap: RM1,500
Credit Card Spending Limit Cap: RM3,000

Atome provides instant approval with a minimum spend of RM25, allowing you to buy more and pay later without the hassle of traditional credit cards.

Yes, Atome is a registered and regulated company in Singapore, ensuring a safe and secure shopping experience. You can learn more about our privacy policy in the terms and conditions.

If you miss a scheduled payment, an administration fee will be charged, and your account will be frozen until outstanding amounts are paid. To reactivate your account, a RM50 fee will apply. Please make sure to keep your payments on track!

You can repay via the Atome app or set up auto-deductions from your debit or credit card. If needed, you can also make repayments via bank transfer.

To qualify for Atome, you must be at least 18 years old, currently reside in Malaysia, and have a mobile phone number registered under your MyKad.

Using the Atome Instalment Plan at Dwinguler is simple and hassle-free. Shop with Switch and choose Atome as your preferred payment method at checkout. Make your first repayment (one-third of your total bill) using your debit or credit card, and enjoy the rest over the next two months in equal, interest-free instalments.

For more details on Atome’s terms and conditions, please refer to the Atome website.

Don’t miss out on this opportunity to shop smart! Take advantage of the Atome Instalment Plan and make your purchases today while enjoying the convenience of flexible payments.